Free tool · For owner-operators & small fleets

What does your truck really cost per mile?

To run a profitable trucking operation, you have to move past guessing and get into the granular math. Your cost per mile is the heartbeat of your business — if you don't know this number, you don't know whether a load is actually making you money or just helping you go broke faster.

Amber — company prices. Can be changed. These are the prices each company pays, and they may differ from one company to another.
Blue — your month. Can be changed. Depends on how many miles you drove, the gross you did this month, and the average fuel price per gallon.
Green — calculated. Do not change. These are formulas that calculate the exact costs for you.

Your month

The four numbers everything else is built on.

mi
$
mpg
$/gal

Fixed costs

Per month. You pay these whether the wheels turn or not. Truck and trailer payments differ if you lease.

Cost item Owned / financed Leased $ / mi owned $ / mi leased
Truck payment
$
$
Trailer payment
$
$
Insurance
$
Permits, plates & heavy tax
$
ELD & software subscriptions
$
Health & business insurance
$
Accounting / tax prep
$
Safety / compliance
$
Total fixed costs

Variable costs

These scale with the miles you run. Same for owned and leased trucks.

Cost item Your rate $ / mi $ / month
Fuel auto: mi ÷ MPG × $/gal
Maintenance & repairs
$/mi
Tires (replacement fund)
$/mi
Driver pay / self-salary
$/mo
DEF, oil & fluids
$/mi
Tolls & scale fees
$/mi
Factoring fee
% of gross
Dispatch service
% of gross
Total variable costs

Factoring and dispatch are charged as a percentage of your monthly gross, then converted to a per-mile cost.

Know your numbers. Keep more of them.

This free calculator shows you the math. Our job is to make the miles behind it cheaper, safer and compliant. Talk to us and see how.

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